Real Estate Lending

Building legacies
Invest with providence
Building Legacies
Providence's Real Estate Lending strategy offers secured, income producing investments that aim to beat typical fixed-income alternatives while mitigating risk through collateral and discipline investing. It's an ideal situation if you seek predictable income and portfolio diversification backed by hard assets.
Sample Loan Data: Student Housing at Utah State University
How It Works
Strategy
As traditional lenders pull back from real estate lending, experienced builder, developers and sponsors still require dependable capital to acquire, build, and refinance projects, creating strong demand for private lenders who can move quickly and structure loans thoughtfully.
We provide short-term, real estate-backed loans to established builders and sponsors in high-growth markets across the across the United States with an emphasis on the Mountain West region. We focus on projects with sound fundamentals and experienced sponsors but underserved by conventional financing.
We create value through a repeatable process: source opportunities in relationship-driven deal flow, underwrite with strong collateral and low loan-to-value ratios, structure loans to generate consistent income, and service each investment through payoff or refinance to protect principal and preserve returns.
Our fund offers investors access to asset-backed private credit designed to deliver stable income and consistent performance across market cycles.
Loan Size
$1M to $15M
Deal Types
Land Acquisition & Horizontal Development
For-Sale & For-Rent Residential Vertical Construction
Retail / Mixed-Use Land Development
Single Family Fix & Flips
Special Situation Direct Lending
Performing & Non-Performing Note Acquisitions
Borrower types
Local & Regional Homebuilders
General Contractors
Private Real Estate Investors & Developers
Providence Deals & Partners
Representative Projects
Invest with a secure return in markets with exceptional fundamentals, strong growth drivers and a team that brings you a unique blend of institutional sophistication and local market expertise.




