PROVIDENCE CAPITAL GROUP

PROVIDENCE CAPITAL GROUP

Real Estate Lending

Building legacies

Private Real Estate Lending: Overview

Private Real Estate Lending: Overview

Invest with providence

Building Legacies

Providence's Real Estate Lending strategy offers secured, income producing investments that aim to beat typical fixed-income alternatives while mitigating risk through collateral and discipline investing. It's an ideal situation if you seek predictable income and portfolio diversification backed by hard assets.

Sample Loan Data: Student Housing at Utah State University

$0M
$0M

Loan amout

Loan amout

0%
0%

Interest rate

Interest rate

0 Mo
0 Mo

6-months + 6-month extension

6-months + 6-month extension

0% / 0%
0% / 0%

LTV at origination/completion

LTV at origination/completion

$0M
$0M

Collateral Value

Collateral Value

0.00% / 0.00x
0.00% / 0.00x

Exit IRR / MOIC

Exit IRR / MOIC

How It Works

Strategy

As traditional lenders pull back from real estate lending, experienced builder, developers and sponsors still require dependable capital to acquire, build, and refinance projects, creating strong demand for private lenders who can move quickly and structure loans thoughtfully.

We provide short-term, real estate-backed loans to established builders and sponsors in high-growth markets across the across the United States with an emphasis on the Mountain West region. We focus on projects with sound fundamentals and experienced sponsors but underserved by conventional financing.

We create value through a repeatable process: source opportunities in relationship-driven deal flow, underwrite with strong collateral and low loan-to-value ratios, structure loans to generate consistent income, and service each investment through payoff or refinance to protect principal and preserve returns.

Our fund offers investors access to asset-backed private credit designed to deliver stable income and consistent performance across market cycles.

Loan Size

$1M to $15M

Deal Types

Land Acquisition & Horizontal Development

For-Sale & For-Rent Residential Vertical Construction

Retail / Mixed-Use Land Development

Single Family Fix & Flips

Special Situation Direct Lending

Performing & Non-Performing Note Acquisitions

Borrower types

Local & Regional Homebuilders

General Contractors

Private Real Estate Investors & Developers

Why PRovidence

Why PRovidence

Providence Competitive Advantages

Providence Competitive Advantages

High Selectivity

High Selectivity

Local Market Expertise

Local Market Expertise

Sourcing and Relationship Advantage

Sourcing and Relationship Advantage

Robust Underwriting & Market Diligence

Robust Underwriting & Market Diligence

Speed of Execution

Speed of Execution

Creative Structuring

Creative Structuring

the process: Zero loan losses

the process: Zero loan losses

The Providence Investment Process

The Providence Investment Process

Streamlined, relationship-driven approach to sourcing, underwriting, and servicing loans. The team's local market expertise and efficient processes enable closing in under three weeks.

Streamlined, relationship-driven approach to sourcing, underwriting, and servicing loans. The team's local market expertise and efficient processes enable closing in under three weeks.

Origination

Exclusive access to premium deal flow

Origination

Exclusive access to premium deal flow

Underwriting

Exclusive access to premium deal flow

Underwriting

Exclusive access to premium deal flow

Closing

Streamlined execution

Closing

Streamlined execution

Servicing & Monitoring

Hands-on project management

Servicing & Monitoring

Hands-on project management

Loan Payoff

Ensure certainty of loan payoff through active borrower oversight and loan asset management

Loan Payoff

Ensure certainty of loan payoff through active borrower oversight and loan asset management

Building legacies with secure investments

Building legacies with secure investments

Invest with a secure return in markets with exceptional fundamentals, strong growth drivers and a team that brings you a unique blend of institutional sophistication and local market expertise.