Terms & Conditions of Use
Providence Capital Group LLC
Effective Date: March 17, 2026 – Version 1.0 – Last Reviewed: March 2026
IMPORTANT NOTICE — This website is operated by Providence Capital Group LLC and its affiliated entities (collectively, "Providence Capital Group," "the Firm," "we," "us," or "our"). The information contained on this site does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. Please read these Terms & Conditions carefully before accessing or using this website. By continuing to access this site, you acknowledge that you have read, understood, and agree to be bound by these Terms.
1. Acceptance Of Terms
These Terms & Conditions ("Terms") govern your access to and use of www.providencecapitalgroup.com and any subdomains, portals, or related digital properties operated by Providence Capital Group LLC ("Providence Capital Group," "PCG," "we," "us," or "our"), including without limitation Providence Capital Group affiliated fund investor portals (collectively, the "Site" or "Services").
By accessing or using the Site in any manner, you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms in their entirety, you must immediately cease all use of the Site.
If you access the Site on behalf of any entity — including a corporation, limited liability company, partnership, trust, family office, or other institution — you represent and warrant that you have the authority to bind such entity to these Terms, and references to "you" shall include both you individually and such entity.
2. Not an Offer; No Investment Advice
Nothing on this Site constitutes, or should be construed as, (i) an offer to sell or a solicitation of an offer to buy any security, investment fund interest, loan participation, or other financial instrument; (ii) investment, tax, legal, regulatory, or accounting advice of any kind; or (iii) a recommendation to engage in any particular investment or financial transaction.
Any offering of securities by Providence Capital Group or its affiliated funds is made only through formal offering documents — including Private Placement Memoranda ("PPMs"), Limited Partnership Agreements ("LPAs"), Subscription Agreements, and related materials — delivered to prospective investors who meet applicable eligibility requirements. Such documents supersede in their entirety any information contained on this Site.
Past performance of any fund, investment, or strategy described or referenced on this Site is not indicative of future results. All investments involve risk, including the possible loss of principal. Real estate and private credit investments are speculative, illiquid, and subject to significant risks, including but not limited to market risk, interest rate risk, credit risk, development risk, regulatory risk, and operational risk.
Providence Capital Group is not a registered investment adviser under the Investment Advisers Act of 1940 with the U.S. Securities and Exchange Commission, nor is it registered as an investment adviser in any state jurisdiction, except as may be separately disclosed in applicable offering materials. Nothing on this Site creates or is intended to create an advisory relationship between you and Providence Capital Group.
3. Eligible Users & Restricted Access
Access to certain portions of this Site — including any investor portal, fund materials, or deal-related documentation — is restricted to individuals and entities who satisfy one or more of the following eligibility criteria, as applicable:
Accredited Investors as defined under Rule 501(a) of Regulation D promulgated under the U.S. Securities Act of 1933, as amended;
Qualified Purchasers as defined under Section 2(a)(51) of the U.S. Investment Company Act of 1940, as amended;
Qualified Eligible Persons as defined under CFTC Regulation 4.7, as applicable;
Institutional investors, family offices, registered investment advisers, or other sophisticated parties who have entered into a separate nondisclosure or investor access agreement with Providence Capital Group;
Current limited partners, co-investors, lenders, or other counterparties with an existing contractual relationship with the Firm.
By accessing any restricted portion of this Site, you represent and warrant that you satisfy the applicable eligibility criteria and that such access is lawful in your jurisdiction. Providence Capital Group reserves the right, in its sole discretion, to restrict, suspend, or terminate access to any portion of the Site at any time without notice.
This Site and its contents are intended solely for recipients in the United States. Persons located outside the United States who access this Site do so at their own initiative and are responsible for compliance with all applicable local laws and regulations. The information contained herein may not be distributed or used in any jurisdiction where such distribution or use would be unlawful.
4. No Reliance on Information
The information provided on this Site — including but not limited to descriptions of fund strategies, target returns, deployment statistics, portfolio company information, market commentary, team biographies, and transaction summaries — is provided for general informational and illustrative purposes only.
Such information is subject to change without notice and may not reflect current conditions. You should not make any investment or other financial decision based solely on information obtained from this Site. Before making any investment decision, you should consult your own independent legal, tax, investment, and financial advisors and conduct your own independent due diligence.
Any financial or performance information presented on this Site — including fund-level returns, loan-to-value metrics, deal statistics, or portfolio valuations — reflects internal estimates, pro forma projections, or unaudited data and should not be relied upon as definitive. Audited financial statements, when applicable, are available to eligible investors through formal disclosure channels.
5. Forward-Looking Statements
Certain statements on this Site, including statements regarding targeted returns, investment objectives, market outlook, pipeline transactions, projected deal volumes, and the anticipated performance of Providence Capital Group’s funds and strategies, constitute forward-looking statements within the meaning of applicable securities laws.
These statements are based on current expectations, assumptions, estimates, and projections that are inherently uncertain. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or achievements to differ materially from those expressed or implied. Such risks include, but are not limited to:
Changes in interest rates, credit markets, or macroeconomic conditions;
Fluctuations in real estate valuations and transaction volumes;
Regulatory changes affecting real estate, lending, or fund operations;
Competitive dynamics and borrower or tenant default rates;
Operational risks in portfolio company or community management;
Force majeure events, including natural disasters, public health crises, or geopolitical disruptions.
Providence Capital Group undertakes no obligation to update or revise any forward-looking statement, whether as a result of new information, future events, or otherwise.
6. Confidentiality
Certain information accessible on this Site — including fund-level materials, deal memoranda, investor presentations, financial models, and investor-specific correspondence — constitutes proprietary and confidential information of Providence Capital Group or its affiliated entities ("Confidential Information").
By accessing Confidential Information, you agree to: (i) hold such information in strict confidence; (ii) use it solely for the purpose of evaluating a potential investment relationship with the Firm; (iii) not disclose it to any third party without the Firm’s prior written consent; and (iv) promptly destroy or return such information upon request.
These confidentiality obligations are in addition to, and do not limit, any obligations set forth in any separate nondisclosure agreement, investor access agreement, or subscription agreement between you and Providence Capital Group.
7. Intellectual Property
All content on this Site — including but not limited to text, graphics, logos, photographs, data, fund names, trademarks, service marks, trade dress, software, and the overall design and compilation thereof (collectively, "Content") — is the exclusive property of Providence Capital Group LLC or its licensors and is protected under applicable United States and international intellectual property laws, including copyright, trademark, and trade secret laws.
The trademarks "Providence Capital Group," "Providence Lending Fund," "Providence Senior Living Fund," and related marks and logos are proprietary marks of the Firm. Nothing on this Site grants any license or right to use any such marks without the Firm’s prior written consent.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Content solely for your personal, non-commercial informational purposes. You may not:
Copy, reproduce, distribute, transmit, publicly display, or create derivative works of any Content without prior written consent;
Remove or alter any copyright, trademark, or other proprietary notice;
Use any Content for commercial purposes or in connection with any other business or enterprise;
Frame or mirror any portion of the Site on any other website or application.
8. Permitted & Prohibited Use
Permitted Use
You may use this Site solely for lawful purposes and in accordance with these Terms, including to learn about Providence Capital Group’s investment strategies, evaluate a potential investment relationship, and access materials for which you have been granted authorized access.
Prohibited Use
You may not use this Site to:
Violate any applicable federal, state, local, or international law or regulation;
Gain unauthorized access to any portion of the Site, including any investor portal, data room, or restricted content area;
Transmit any material that is defamatory, fraudulent, obscene, or harmful, or that infringes on the rights of any third party;
Interfere with or disrupt the integrity or performance of the Site or its infrastructure;
Harvest, scrape, mine, or systematically extract any data from the Site using automated means;
Reverse engineer, decompile, or otherwise attempt to extract the source code of any software used to operate the Site;
Upload or transmit viruses, malware, or any other malicious code;
Impersonate any person or entity, or falsely represent your identity or your authority to act on behalf of any person or entity;
Use the Site in connection with the offering, distribution, or solicitation of any competing investment product or service.
9. Privacy & Data
Providence Capital Group is committed to protecting the privacy and confidentiality of information provided by visitors to this Site. Our Privacy Policy, incorporated herein by reference, describes how we collect, use, disclose, and safeguard personal information obtained through the Site.
By using the Site, you consent to the collection and processing of your information as described in our Privacy Policy. If you are a current or prospective investor or counterparty, your personal information may also be processed in accordance with applicable Know Your Customer ("KYC"), Anti-Money Laundering ("AML"), and Bank Secrecy Act obligations, as well as any requirements under the Foreign Account Tax Compliance Act ("FATCA") or the Common Reporting Standard ("CRS"), as applicable.
We implement reasonable administrative, technical, and physical safeguards designed to protect information transmitted through or stored in connection with the Site. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of any information.
10. Third-Party Links & Services
This Site may contain links to, or integrations with, third-party websites, platforms, data providers, or other services that are not owned or controlled by Providence Capital Group ("Third-Party Services"). Such links are provided solely for your convenience and informational purposes.
Providence Capital Group has no control over, and assumes no responsibility for, the content, privacy practices, accuracy, or availability of any Third-Party Services. Inclusion of a link to or integration with a Third-Party Service does not constitute an endorsement, sponsorship, or recommendation of such service or its operators. Your use of any Third-Party Service is governed solely by the terms and conditions of that service.
We encourage you to review the terms of use and privacy policies of any Third-Party Services you access through or in connection with this Site.
11. Disclaimer of Warranties
Without limiting the foregoing, Providence Capital Group makes no warranty that: (i) the Site will be available, uninterrupted, or error-free; (ii) any information on the Site is accurate, complete, reliable, current, or suitable for any particular purpose; (iii) the Site is free of viruses or other harmful components; or (iv) any defects or errors will be corrected.
Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you in full. In such jurisdictions, the Firm’s warranties are limited to the minimum scope permitted by applicable law.
12. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall providence capital group llc, its affiliated funds (including providence lending fund lp and providence senior living fund lp), or any of their respective partners, managers, officers, directors, employees, agents, affiliates, successors, or assigns be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including without limitation loss of profits, loss of data, loss of goodwill, business interruption, or cost of substitute products or services — arising out of or in any way related to your access to or use of (or inability to access or use) this site or any content thereon, regardless of the form of action and whether based on contract, tort (including negligence), strict liability, statute, or otherwise, and even if advised of the possibility of such damages.
In no event shall Providence Capital Group’s aggregate liability to you for all claims arising from or related to your use of this Site exceed the amount, if any, you have paid to Providence Capital Group specifically for access to the Site in the twelve (12) months preceding the event giving rise to liability, or one hundred U.S. dollars (USD $100.00), whichever is greater.
The limitations of liability set forth herein reflect a reasonable allocation of risk between the parties and form an essential basis of the bargain between the parties. Providence Capital Group would not provide access to this Site without these limitations.
13. Indemnification
To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Providence Capital Group LLC, its affiliated funds and entities (including Providence Lending Fund LP and Providence Senior Living Fund LP), and each of their respective partners, managers, officers, directors, employees, agents, successors, and assigns (collectively, the "PCG Indemnitees") from and against any and all claims, demands, actions, proceedings, liabilities, obligations, losses, damages, judgments, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:
Your access to or use of this Site or any Content in violation of these Terms;
Your breach of any representation, warranty, or obligation under these Terms;
Your violation of any applicable law, regulation, or third-party right, including any intellectual property, privacy, or confidentiality right;
Any content you submit, post, or transmit through the Site; or
Any claim that your use of the Site caused damage to a third party.
Providence Capital Group reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with the Firm’s defense of such claims. You shall not settle any claim that imposes any obligation or liability on any PCG Indemnitee without the prior written consent of Providence Capital Group.
14. Service Changes, Suspension & Termination
Providence Capital Group reserves the right, in its sole discretion and at any time, without prior notice, to: (i) modify, update, suspend, or discontinue the Site or any portion thereof, temporarily or permanently; (ii) restrict, limit, or terminate your access to the Site or any portion thereof; (iii) remove or disable any Content; or (iv) impose usage limitations on certain features or functions.
The Firm may terminate or suspend your access immediately, without prior notice or liability, if you breach any provision of these Terms or if the Firm determines that your use creates risk or harm to the Firm, other users, or any third party.
Upon termination: (i) your license to access and use the Site immediately terminates; (ii) you must cease all use of the Site and destroy any Confidential Information in your possession; and (iii) any provisions of these Terms that by their nature should survive termination shall survive, including without limitation Sections 2, 4, 5, 6, 7, 11, 12, 13, and 15.
Providence Capital Group shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site or your access thereto.
15. Governing Law & Dispute Resolution
These Terms and any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Site — including any question regarding their existence, validity, interpretation, breach, or termination — shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles.
Any legal action or proceeding arising under or relating to these Terms shall be brought exclusively in the state or federal courts of competent jurisdiction located in New Castle County, Delaware, or in the county or federal district in which Providence Capital Group maintains its principal place of business, and you hereby irrevocably submit to the personal jurisdiction and venue of such courts and waive any objection to such jurisdiction or venue.
Notwithstanding the foregoing, Providence Capital Group reserves the right to seek injunctive or other equitable relief in any jurisdiction to protect its intellectual property rights, Confidential Information, or to prevent irreparable harm.
Waiver of jury trial. To the fullest extent permitted by applicable law, each party irrevocably waives any and all right to trial by jury in any action, proceeding, or claim arising out of or relating to these terms or the use of this site.
16. Amendments to These Terms
Providence Capital Group reserves the right to modify or update these Terms at any time in its sole discretion. All amendments will be effective upon posting of the revised Terms to this Site, together with an updated "Effective Date" at the top of this page. If we make material changes to these Terms, we may, at our discretion, provide additional notice by email to registered users or through a prominent notice on the Site’s homepage.
Your continued access to or use of the Site following the effective date of any revised Terms constitutes your acceptance of and agreement to be bound by such revised Terms. If you do not agree to the revised Terms, you must immediately cease use of the Site.
We encourage you to review these Terms periodically to remain informed of any changes. The most current version of these Terms will always be available at this URL.
17. Contact & Notices
Questions, comments, or notices regarding these Terms or the Site should be directed to:
Providence Capital Group LLC
Attn: Legal & Compliance
460 West 50 North, Suite 500
Salt Lake City, UT 84101
info@provcapgroup.com
For investor relations inquiries, please contact: investors@provcapgroup.com
Notices delivered by email will be deemed effective upon transmission (with confirmation of delivery). Notices delivered by first-class mail or overnight courier will be deemed effective one (1) business day after dispatch.